With ESTO installment payment, you get an innovative payment solution that helps create a payment schedule based on the period you choose. The payment solution makes a decision in real time and allows you to complete your purchase in less than 60 seconds.
Choose the appropriate product or service, inform the customer service that you want to pay with ESTO installments, and then confirm your order. When confirming the purchase, select a suitable period, the amount of your monthly installment, and sign digitally using an ID card, Smart-ID, or Mobile-ID.
- All citizens of the Republic of Estonia aged 18–70 can apply for ESTO installments.
- ESTO installments can also be arranged quickly and conveniently for legal entities.
- ESTO installments are offered and managed by ESTO AS.
ATTENTION! Every installment is a financial obligation. Before signing an installment agreement, review the terms of the service and, if necessary, consult a specialist. The annual percentage rate (APR) for ESTO AS installments is 23.63% under the following example conditions: loan amount 1490 EUR, cost of goods/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total loan amount and total repayments 1844.64 EUR, assuming the loan is repaid over 24 months in equal monthly installments of 76.86 EUR. Review the terms before signing the agreement and consult a specialist if necessary. Installments are offered and managed by ESTO AS.
WHAT IS ESTO? ESTO is a financial services company founded in 2016. The brand was created out of the need for next-generation payment solutions suitable for both end consumers and sellers. Today, ESTO offers the widest range of payment solutions in the Baltics, with over 2,600 partners and stores in its network and more than 300,000 customers.
Review the terms here: www.esto.eu/ee
If necessary, contact an ESTO AS employee – [email protected] or via the LIVE chat on www.esto.eu/ee