Car repairs in instalments in Tallinn: at Ariol Auto you can pay for repairs and servicing in instalments with ESTO. Instalments are provided by ESTO AS, which also decides on each application.
ESTO AS
Online
ID card, Smart-ID or Mobile-ID
How to arrange an ESTO instalment plan
ESTO creates a payment schedule based on the period you choose.
Choosing a service
Choose a suitable car service and tell our staff that you want to pay with an ESTO instalment plan.
Confirmation
Confirm your instalment application.
Period and payment
Select a suitable period and the amount of your monthly instalment.
Signature
Sign the agreement digitally using an ID card, Smart-ID or Mobile-ID.
Who can apply
- anyone aged 18 or over can apply for ESTO instalments;
- applicant requirements and terms for legal entities are on the ESTO website.
Please note
Every instalment plan is a financial obligation. Before signing an instalment agreement, review the terms of the service and, if necessary, consult a specialist. The annual percentage rate (APR) for ESTO AS instalments is 23.63% based on the following representative example:
- loan amount 1490 EUR;
- cost of goods/services 1490 EUR;
- down payment 0%;
- fixed interest rate 11.90%;
- contract fee 0 EUR;
- total loan amount and total repayments 1844.64 EUR, assuming the loan is repaid over 24 months in equal monthly instalments of 76.86 EUR.
Instalments are offered and managed by ESTO AS.
What is ESTO
ESTO is a financial services company founded in 2016.
- instalment terms — esto.ee;
- questions about instalments — contact an ESTO AS employee: info@esto.ee or via the LIVE chat on the ESTO website.
Frequently asked questions about ESTO instalments
Who can apply for ESTO instalments?
Anyone aged 18 or over can apply. Applicant requirements and terms for legal entities are on esto.ee.
How do I pay for car repairs in instalments?
You apply online, and ESTO AS decides on the application. The instalment terms are on esto.ee.
How do I sign the instalment agreement?
Digitally, using an ID card, Smart-ID or Mobile-ID. Review the terms before signing the agreement.
Who provides the instalments?
ESTO instalments are offered and managed by ESTO AS. You can ask an ESTO AS employee about the terms: info@esto.ee.
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